General Investment Accounts-I (GIA)

A Fixed Deposit, which is under Islamic principles and gives an indicative return based on a profit sharing ratio.

Effective from 16 Aug 2010 to 15 Sept 2010
Product Flex (70:30)

Tenure (Month) Indicative Rate (%) *PSR R(100%)
1 2.80 69:31 4.06
3 2.86 67:33 4.27
6 2.91 62:38 4.70
9 2.98 62:38 4.81
12 3.15 59:41 5.34
15 3.28 59:41 5.55
18 3.34 58:42 5.77
24 3.56 58:42 6.14
36 3.65 58:42 6.30
48 3.75 58:42 6.48
60 3.84 58:42 6.62
Contact Hunting Lines
Mohd Razuan 03 20993522 mrazuan@mbsb.com.my
Mohd Reza 03 20954264
Zuhaida 03 20948782
Indrawati 03 20943855
Fax 03 20932454
* Profit Sharing Ratio

Types of Accounts & Required Documents for Conventional & Islamic Fix Deposits
Type of Account Documents Required
Individual/Joint
  • Photocopy of I/C
Trustee
  • Photocopy of I/C
  • Photocopy of Birth Certificate of Beneficiary
  • Photocopy of trust instrument; if it is created by trust deed
Partnerships / Firms
  • Business Registration
  • Mandate (signed by all parties)
  • Practicing Certificate, if applicable
Companies / Corporations
  • Certificate of Corporation
  • MAA
  • Certified copy of Board Resolution
  • Form 24/49
  • Certificate of Commencement of Business
  • A list of authorised signatories for the account
Government Bodies
  • A list of authorised signatories for the account
Clubs, Societies & Association
  • Certificate of Registration from Registrar of Society (ROS)
  • Resolution (Certified by Chariman/Director and Secretary) approved by Council / Committee
  • Rules and Regulations / Constitution
  • List of authorised signatories